Quick Answer: How Do I Protect My Social Security Number?

Can you refuse to give your Social Security number?

Yes, you can refuse unless you’re legally required to provide your Social Security number (SSN).

However, there’s also no law preventing businesses from asking for it or refusing you service if you don’t provide it..

Can someone access my bank account with my Social Security number?

They can use your SSN to open a bank account in your name. That means that anyone with your SSN can easily open a bank account in your name, especially if the identity thief already obtained a driver’s license in your name. … This tells creditors to call you before they open any new accounts in your name.

What should I do if a scammer has my Social Security number?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/uac/Identity-Protection. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund.

How do I know if someone has stolen my identity?

Clues That Someone Has Stolen Your InformationYou see withdrawals from your bank account that you can’t explain.You don’t get your bills or other mail.Merchants refuse your checks.Debt collectors call you about debts that aren’t yours.You find unfamiliar accounts or charges on your credit report.More items…

What happens when you lock your Social Security number?

When you lock your number, it prevents even you from using it when you need to, such as applying for credit or a new job. Potential lenders will not be able to access your credit report or credit score.

Why should you protect your Social Security number?

Why is it important to protect my Social Security number? A Social Security number can be used to steal your identity (commonly called identity theft) to commit fraud, open new credit and bank accounts, get medical care/other benefits and obtain employment.

What can someone do with last 4 digits of SSN?

Not only can they open credit in your name, steal your money and government benefits, they can also obtain medical care and tax refunds in your name. Guard your “Final Four.” Although they are widely used and shared, the last four digits of your SSN are the most important to protect.

Can I change my SSN?

The Social Security Administration generally does not encourage or allow citizens to change their Social Security numbers, except under certain circumstances. You can change your SSN if you can prove that using your existing number will cause you harm, such as in cases of abuse or harassment.

Is it safe to give your Social Security number online?

Ask why it’s necessary and how it will be used. “There is no reason to give out your Social Security number unless there is a legitimate business purpose, and most instances it is requested there is not a legitimate need,” says Denis Kelly, president of IDCuffs.com, an identity theft prevention company.

How do I block my social security number online?

Electronic and phone access to SSN information can be blocked by going to the Block Electronic Access page on the Social Security Administration’s website. Once there, you’ll verify your identification and confirm your intention to block your Social Security number.

Will Amazon ever ask for your social security number?

“Amazon will never send you an unsolicited email that asks you to provide sensitive personal information like your social security number, tax ID, bank account number, credit card information, ID questions like your mother’s maiden name or your password,” the company states.

Who can legally ask for your SSN?

You do need to give your Social Security number (SSN) to: Your department of motor vehicles. Employers. The three main credit reporting agencies: Equifax, Experian, and TransUnion. Federal and state agencies when applying for benefits: Social Security, Medicare, disability, Medicaid, and other aid programs`

How do I check to see if someone is using my Social Security number?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

Can someone use my SSN with their name?

Can someone use his/her own name, age, and address under your SSN? Certainly. It’s called synthetic identity fraud and it has been an issue for a number of decades. … If the name is different than yours, the system may either flag it as incorrect or simply create a new file with your name and the valid SSN.

What do you do if someone has your Social Security number?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/uac/Identity-Protection. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund.

How can I find out if someone is using my identity?

at 1-877-IDTHEFT (1-877-438-4338) or go to: www.identitytheft.gov/ To order a copy of your Social Security Administration earnings and benefits statement, or to check whether someone has used your Social Security number to get a job or to avoid paying taxes, visit www.socialsecurity.gov/statement/.